Forget about bailing out big banks and corporations- these problems will take care of themselves if you stimulate the economy by offering low interest loans to small business owners and tax paying citizens. Give a 5% interest rate loan to any citizen or business that filed a tax return and you would be amazed how quickly the banks will have the capital to start lending again as many will pay down their credit card debt. People may actually buy a car so the automakers won't need a bailout either. Base the loan on 25%-35% of reported income and you may find a lot of shirkers actually file their taxes next year. Give 1/2 the loan first and the other 1/2 after 12 successful payments. If they don't pay the gov't has the ability to withhold tax refunds or garnish wages. Fastest way for the gov't to actually make a profit on their money too. Give the tax paying public a break for a change and stop worrying about those too big to fail. If they can't run a successful business they should not be in business. It's time to help the little guys caught in the trap- and the ones who will actually stimulate the economy.